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Educational Attainment

Education is the main path to financial security, stable jobs, and social success.

However, opportunities vary based on many factors, including socioeconomic status, geography, schools, and systemic barriers. People who have attained higher levels of education tend to live healthier, longer lives than those with less education.[1] People with lower levels of education report poorer health and have more chronic conditions and disabilities.

[1]  Annual review of public health

Olivia - White female with blond medium length hair The Jackson Family, Marcus and Nichelle, black married couple with their high school son Jayden, and grandma Evelyn The Garcia Family - Elena, hispanic female with dark curly hair and her children Diego and Camille, a young boy and young girl. Chris, an adult white male and with dark glasses and curly brown hair with beard, plus his white Labrador guide dog, Stella

How Education Impacts Olivia

Meet Olivia—a young artist who dropped out of high school after experiencing homelessness and addiction. Now, she’s taking night classes to earn her GED and plans to pursue a welding certificate. With her passion for hands-on work, Olivia wants to build a stable future.

Get to Know Olivia

How Education Impacts The Jackson Family

Meet Jayden—an honors student, athlete, and anime fan. This high school junior hopes to study aerospace engineering at Purdue. But with financial worries and a baby sibling on the way, Jayden is concerned about the cost and being far from his family.

Get to Know The Jackson Family

How Education Impacts The Garcia Family

Meet Elena—a single mom and veteran who is considering going back to school for a nursing degree following the death of her partner. She’s focused on finding better early childhood education for her two children while exploring ways to advance her career and create stability for her family.

Get to Know The Garcia Family

How Education Impacts Chris

Meet Chris—a blind substitute teacher who overcame numerous barriers to education growing up in a rural area. With the support of vocational rehabilitation services, Chris earned his bachelor’s degree. He’s exploring opportunities for further education to merge his interests in accessibility and public health.

Get to Know Chris
Olivia - White female with blond medium length hair
The Jackson Family, Marcus and Nichelle, black married couple with their high school son Jayden, and grandma Evelyn
The Garcia Family - Elena, hispanic female with dark curly hair and her children Diego and Camille, a young boy and young girl.
Chris, an adult white male and with dark glasses and curly brown hair with beard

Terms to Know

Educational attainment is the highest level of completed education.[1]

[1] United States Census Bureau

Educational disparity refers to inequities within the education system that affect student performance. Not all students have the same opportunities. Disparities can be reflected in test scores, the percentage of students repeating a grade, dropout rates, and graduation rates, among other metrics.[1]

[1] Ballard Brief

Higher education is undergraduate or graduate education at teaching and research colleges and universities.[1]

[1] ProctorFree

Learning loss, or interrupted learning, happens when a student’s formal education is disrupted or stopped. It can also refer to the general loss of knowledge and skills during summer break, absences, or other interruptions.[1]

[1] The Glossary of Education Reform

An opportunity gap is the inequitable distribution of resources and opportunities in formal education for certain groups of students. Factors like race, ethnicity, socioeconomic status, English proficiency, community wealth, and family situations can lead to lower educational goals and achievements.[1]

[1] The Glossary of Education Reform

Post-secondary education is any education after high school. It includes vocational training and education and higher education.[1]

[1] ProctorFree

Public education is provided by the government and is funded by tax dollars.[1]

[1] ProctorFree

Soft skills, also known as 21st-century skills, refer to intangible skills and knowledge that help students succeed in work and life. These include skills like critical thinking, problem-solving, communication, and collaboration. Literacy of all kinds—economic, health, media and technology, and multicultural literacy, are other examples of necessary soft skills.[1]

[1] The Glossary of Education Reform

Vocational education is structured job training and skill building for employment in fields that do not require a bachelor’s or advanced degree.[1]

[1] National Center for Education Statistics

Key
Facts

  • 1 in 5 third graders in Indiana lack age-appropriate reading skills.
  • About 95% of third graders in Indiana who failed the state’s 2023 reading test were promoted to the next grade without the necessary reading skills.
  • Hoosier adult educational attainment : 10% have not completed high school. About 4% dropped out before ninth grade.
  • 32% have high school diploma or equivalent
  • 19% completed some college but do not have a degree
  • 9% have an associate’s degree
  • 19% have a bachelor’s degree or higher

Educational Attainment

Educational attainment can be one of the strongest predictors of health. Adults with higher educational attainment tend to have greater health literacy, a better ability to find and seek appropriate health care, and more openness to health-promoting behaviors.

Each level of educational attainment boosts job options and lowers the risk of unemployment.[1] For example, people with associate degrees have better economic security than those with only a high school diploma or certificate courses. The average person with a bachelor’s degree earns twice as much as someone without a degree.

About 53% of 2022 Indiana high school graduates were enrolled in college, university, or vocational training the following year.[2] This percentage has held steady over the last three years but has declined from 63% in 2017.

The median earnings among 25 to 34-year-olds who worked full-time in 2022:[3]

  • $42,000 with high school diploma
  • $67,000 with bachelor’s degree
  • $80,000 with master’s or higher

[1] Indiana Commission for Higher Education

[2] National Center for Education Statistics

[3] U.S Department of Health and Human Services

Barriers

Socioeconomic Status

A child’s socioeconomic status significantly predicts their success in education. Children from low-income households often develop academic skills slower than those from wealthier backgrounds.[1] Underfunded schools in low-income communities lack resources, which hurts students’ outcomes. These students are more likely to have poor cognitive development, language skills, memory, and emotional processing, impacting their future health and income.

Performance gaps based on socioeconomic status tend to appear early in life and persist into adulthood.[2] Early intervention and support are crucial for helping children catch up and succeed.

Inadequate education perpetuates a cycle that hinders individuals and communities from improving their socioeconomic status. For example, adults are more likely to complete a bachelor’s degree if their parents did. Second-generation college graduates tend to have more wealth and higher median household incomes than first-generation graduates.[3]

[1] American Psychological Association

[2] Economic Policy Institute

[3] The Pew Charitable Trusts

Cost

Financial barriers are why many U.S. adults without a college degree aren’t enrolled in higher education. Among current students, 29% cite high cost, and 22% cite inflation as the primary challenge to remaining enrolled.[4]

The rising cost of college hits low-income students the hardest. Despite being eligible for Pell Grants, these students tend to borrow more money for college than students from higher-income households. Even 10 years after graduation, 37% of Black Americans reported a negative net worth. Nearly a third struggled to meet essential expenses.[5]

[4] National Association of Student Federal Aid Adminstrators

[5] The Pell Institute and PennAHEAD

Geography

Geographic location significantly impacts educational opportunities and outcomes for students across the United States.

About 21% of the rural population age 25 or older have a bachelor’s degree or higher, compared to about 36% of adults in non-rural settings.[6] Rural students are geographically isolated from colleges, have financial burdens, and have fewer local jobs available that require a degree, which compounds their earnings disadvantage.[7]

Historic redlining and neighborhood segregation practices continue to impact education inequality today.[8] Areas with higher home values have more affluent school districts, which spend more per student than poorer districts. School districts with a majority of white children receive $23 billion more funding than districts with predominantly Black populations.[9] School district boundaries limit students to specific schools rather than allowing families to choose where to attend for the best education.

Poor urban schools often also receive less funding than suburban ones. Within these districts, schools with more low-income and racial and ethnic minority students have fewer resources.[10] These students have fewer and lower-quality books, curriculum materials, laboratories, and computers. Teachers in these schools are sometimes less qualified and experienced and teach larger class sizes than well-funded schools.

[6] Postsecondary National Policy Institute

[7] The Brookings Institution

[8] Penn Undergraduate Law Journal

[9] Penn Undergraduate Law Journal

[10] The Right Thing to Do, The Smart Thing to Do: Enhancing Diversity in the Health Professions: Summary of the Symposium on Diversity in Health Professions in Honor of Herbert W.Nickens, M.D.

Social Identity

Ethnic and racial disparities in education show that Black, American Indian, Hispanic, Latino, and Southeast Asian students often underperform compared to white and other Asian-American students.[11] These disparities mirror gaps in socioeconomic status and health outcomes, start early in childhood, and continue throughout K-12 education.

Opportunity gaps in reading and math start in kindergarten and are linked to racially segregated school districts.[12] Despite desegregation laws, 31% of Hispanic and Latino and 23% of Black students attended schools where most students were of their race. Segregation affects funding, teacher quality, and student outcomes.

These disparities come from factors outside students’ control. They:

  • Mirror gaps in socioeconomic status and health outcomes
  • Are linked to differences in family income and test scores
  • Appear in test scores, grade repetition, dropout and graduation rates, participation in gifted programs, higher education enrollment, and rates of discipline, suspension, and expulsion

[11] American Psychological Association

[12] U.S. Department of the Treasury

Disability

Nationwide, 65% of students with disabilities graduate high school, compared to 85% of non-disabled students.[13] Several factors cause inequity in education for children with disabilities:

  • Social attitudes toward disabilities
  • Lack of resources and trained teachers
  • Inaccessible learning programs
  • High poverty rates among people with disabilities

[13] United Way of the Battle Creek and Kalamazoo Region

Language

Students who are Deaf or hard of hearing or who aren’t proficient in English have several barriers in school.[14] They might not understand teacher instructions or complex texts. They might struggle to write coherent essays and make oral presentations. Passing standardized exams and college admissions tests is challenging for these students.

Students fall behind in class when they miss key concepts; the gaps compound each year.

[14] Globo

Key
Takeaways

  • Higher educational attainment leads to better economic well-being and access to stable, good-paying jobs.
  • Underfunded schools contribute to low education levels. Disparities in cost, geography, social identity, and disability greatly impact students’ future well-being and income.

Social Determinants of Health

Financial security: More than 40% of American adults with the lowest literacy levels live in poverty.[1] U.S. adults with more education have more robust economic well-being. They have better access to stable, good-paying jobs.[2]

Food insecurity: A child living in a household with food insecurity is negatively impacted physically and mentally. These conditions affect their academic achievement and development.

[1] The Lucy Project Inc

[2]  Educational disparities in adult health across U.S. states: Larger disparities reflect economic factors. Frontiers in public health

Quality: The education quality available to a student can impact their academic and future success. Opportunities vary significantly based on socioeconomic status, geography, schools, race, and disability status, affecting educational attainment and quality. Access to high-quality schools can improve students’ academic achievement, preparedness for post-secondary education, and college enrollment.[1]

[1] Urban Institute’s Upward Mobility Initiative.

Health literacy: Lack of education can be a barrier to health care. Individuals with higher levels of education have a greater ability to understand and implement treatment plans and tend to adopt health-promoting behaviors.

Health care coverage: Individuals without a high school diploma have higher uninsured rates than those with higher education levels. Disparities in health coverage by educational attainment are more pronounced in Hispanic, Latino, and other racial minorities.[1]

[1] United States Census Bureau.

Food access: 17% of Hoosiers living in urban neighborhoods live in a food desert.[1] Urban residents are also likely to lack full-service grocery stores. These Hoosiers may pay more for less nutritious food, further impacting their children’s academic achievement.

Neighborhoods: Poorer neighborhoods often have underfunded schools, leading to inequitable education and worse outcomes for children. A child living in such a neighborhood may not be able to access the necessary preparation for continuing their education after high school.

[1] WFYI

Race and criminal justice: Black students are disproportionately disciplined in school, which impacts their education. Research has shown this disproportionate punitive disciplinary action is a contributing factor in the school-to-prison pipeline for Black, Hispanic, and Latino students.[2] Further, students who are unable to read well by the end of third grade are at three times higher risk of incarceration than students who can read well.[3]

Social supports: Individuals seeking a professional degree may need to get loans to account for the rising costs of higher education. Without social support, that individual may not have someone to co-sign their loans or provide additional funding.

[1] U.S. Department of the Treasury

[2] Education Sciences

[3] The Lucy Project Inc

 

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Skills Building & Job Training

Job training connects people to careers, offering better employment prospects, higher likelihood of access to safe housing, and a higher quality of life.